Certificates of Deposit

Whether you're saving short-term for a purchase, long-term for retirement, or for anything in between, Gate City Bank Certificates of Deposit (CDs) offer a better way to earn more interest. With a CD your money is safe, secure, and insured.


  • FDIC insured
  • Earn a higher interest rate
  • Choose terms from 90 days to seven years
  • Interest is compounded annually for terms greater than one year

What Our Customers Say

Great rates, terms and very easy process! Applied online and I was contacted very quickly - 15 minutes at branch and we were done. Thank you!


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*Annual Percentage Yield as of 07/27/17 and subject to change without notice. Minimum to open and earn the APY is $1,000. Rate may be adjusted one time. A penalty may be imposed for early withdrawal. To qualify for a Relationship CD rate, you must have or open a Benefit Interest Checking Account.