Student Loan

A better student loan to get you into a home

Investing in an education could mean carrying long-term student debt which can become an obstacle to owning your own home. Gate City Bank offers the BetterLife Student Loan for qualified individuals with student loan debt who want to consolidate their existing student loan(s) and purchase a home in North Dakota or western Minnesota.

BetterLife™ Student Loan Features
The BetterLife™ Student Loan can help reduce your student loan payments with features including:
• 1.75% APR*
• Up to 10 years repayment (minimum of 36 months)
• No fees

BetterLife™ Student Loan Eligibility 
The BetterLife Student Loan is available to individuals who already have a student loan and meet certain eligibility requirements:

  • Purchasing a primary residential home in North Dakota or western Minnesota and getting a mortgage through Gate City Bank
  • College degree or trade certification (A copy of the degree or trade certification is required)
  • 12 months of repayment history on existing student loan (A copy of loan payment history for each loan being consolidated is required)

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*Terms and conditions may apply. Loan payment example: A $25,000 student loan at 1.75% interest rate for 120 monthly payments of $227.25 with no fees will have a 1.75% APR.