New Home Construction
Building a new home? Gate City Bank helps eliminate the worries associated with financing new construction. We offer a variety of programs to fit your needs.
12 Month Interest Rate Lock
Protect your interest rate from rate changes with a 12 month interest rate lock, which is guaranteed for up to a year at no additional charge.
We can offer you the flexibility you may need to stay in your current home, while your new home is under construction.
Finance your real estate lot while you prepare to build your dream home. Gate City Bank may be able to lend up to 90% of your lot’s value.