Better Home Loans

Locally Approved, Financed & Serviced Home Loans

What does that mean to you?
Gate City Bank will always service your home loan right here. Your loan starts with us and stays with us for the entire life of the loan. Whether you are a first-time homebuyer, a current home owner looking to purchase, refinance, or build; you can trust the Mortgage Lenders at Gate City Bank to help you.

  • Decisions are made locally so you get faster answers on your locally approved, financed, and serviced home loan.
  • 15-month interest rate guarantee program at no additional charge for proposed and new construction.
  • Finance your real estate lot while you prepare to build your home. We may be able to lend up to 90% of your lot’s value.
  • No origination fee option available.
  • Low down payment options.
  • Your pre-approval will truly come through on closing day.

Have Student Loan Debt?
With a Gate City Bank mortgage, you can refinance your student loans at a low fixed rate with our BetterLife™ Student Loan program. Learn more!

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