City of Fargo Neighborhood Revitalization Initiative (NRI) Program

Since 2003, Gate City Bank has made $8.15M available in low interest loans for the Neighborhood Revitalization Initiative (NRI) program with the City of Fargo. The Neighborhood Revitalization Initiative (NRI) is a series of programs designed to work together to improve neighborhood quality of life and encourage investment in the city's existing neighborhoods. Gate City Bank’s investment in the program has made a significant impact in the City’s effort to maintain its affordable housing stock, in addition to stabilizing neighborhoods. This year, Gate City Bank contributed an additional $2M in low interest loans to continue the revitalization initiative in the Fargo community.

For more information on the NRI loan, please contact the City of Fargo at (701) 241-1474 or visit the  NRI program website.

City of Wahpeton Home Improvement Partnership Program (HIPP)

Since 2005, Gate City Bank has provided low interest loans for Home Improvement Partnership Program (HIPP) with the City of Wahpeton. This program encourages preservation of the City’s existing housing market. Gate City Bank is investing in this program by providing low-interest loans to eligible homeowners for qualified home improvement projects. This year, Gate City Bank contributed an additional $1M in funding for low-interest loans. 

For more information on the HIPP loan, please contact the City of Wahpeton Economic Development at (701) 642-8559. 

City of Moorhead Home Neighborhood Impact Program (NIP)

Since 2005, Gate City Bank has provided low interest loans for Neighborhood Impact Program (NIP) with the City of Moorhead. The Neighborhood Impact Program is designed to keep mature neighborhoods strong and to help local homeowners reinvest in their homes. The low-interest loans are combined with inspection services from the City of Moorhead to assist homeowners to identify needed repairs and make major improvement projects on older homes. This year, Gate City Bank contributed an additional $2M in funding for low-interest loans. 

For more information on the NIP loan, please contact the City of Moorhead Neighborhood Services at (218) 299-5434.

City of Fergus Falls Home Neighborhood Impact Program (NIP)

Gate City Bank is proud to invest in the City of Fergus Falls by providing $1M in low interest loans for the Neighborhood Impact Program (NIP). The Neighborhood Impact Program is designed to keep mature neighborhoods strong and to help local homeowners reinvest in their homes. The low-interest loans are combined with inspection services from the City of Fergus Falls to assist homeowners to identify needed repairs and make major improvement projects on older homes. 

For more information on the NIP loan, please contact the City of Fergus Falls at (218) 332-5400 or by email at city.hall@ci.fergus-falls.mn.us.