Personal
Savings Accounts
Relationship Savings
A lower minimum balance for a better deal.
- Available to customers who have a Gate City Bank checking account
- Automatic transfers from checking and direct deposit available
- $50 minimum daily balance with a checking account*
- Connects to your checking account for ATM access
- Around-the-clock deposits and withdrawals
- Competitive interest rates
- Easy-to-understand monthly or quarterly statements
* $2 per month fee if the balance falls below $50
Regular Savings
A rainy day account for anyone.
- Automatic deduction from checking and direct deposit available
- $200 minimum balance*
- Competitive interest rates
- Easy-to-understand monthly or quarterly statements
- No minimum balance or service charge if you are under 18
* $2 per month fee if the balance falls below $200
Money Market Savings
Just like a regular savings account but with a higher interest rate...it doesn't get any better than that!
- Deposit, withdraw and transfer with no penalty
- Open the account with only $500
- $500 minimum balance*
- Transfer capabilities**
- FDIC Insured
* $10 monthly fee if your balance falls below $500.
** Transaction limitations apply. See us for details.
Minor Savings
Teach your kids the importance of saving.
- FREE account
- No minimum deposit required to open account for anyone under age 18
Coverdell Education Savings Account
Start saving for a better education for your child, grandchild or other beneficiary
- Anyone can open a Coverdell ESA for a designated beneficiary under the age of 18
- Open with only $100
- Earn tax-free interest for qualified education expenses
- No tax on distributions for qualified education expenses
