Personal

Also In This Section Certificates of Deposit Relationship Certificates of Deposit Money Market Savings Account Individual Retirement Accounts Savings Accounts

Individual Retirement Accounts

For a Better-Looking Future

There's a better way to make sure you'll be financially secure when you retire, and it starts at Gate City Bank. Whether you're new to the workforce or nearing retirement, our IRAs can help you save. Check with your tax advisor to find out which account is best for you.

We're here to help make your life easier, better and more profitable. To learn more about our IRAs and which can make your life better, visit the banking location nearest you, e-mail us using our secure guestbook, or speak to one of our Call Center Representatives.

Open an IRA for only $100
Choose between a Traditional IRA, a Roth IRA, a Coverdell Education Savings Account or a Simplified Employee Pension (SEP)
Contribute to your account at any time*
Earn an elevated rate over our already competitive CD interest rates - Check Interest Rates
Contributions may be tax deductible
Earn interest either tax-deferred or tax-free
Adjust your rate annually if you are over age 59½
Set up automatic transfers to the account from a checking or savings account
IRAs are separately insured by the FDIC up to $250,000

* Annual contribution limits apply.