Personal
Certificates of Deposit
Putting Your Money to Work
You work hard - why not make your money work hard for you? Whether you're saving short-term for a purchase, long-term for education expenses or for anything in between, Gate City Bank CDs offer a better way to earn more interest.
We're here to help make your life easier, better and more profitable. To learn more about our CDs and which can make your life better, visit the banking location nearest you, e-mail us at our secure guestbook, or speak to one of our Call Center Representatives.
Certificates of Deposit
A basic saving tool with beyond-basic earnings.
- Guaranteed safe investment
- Earn higher interest
- Choose your term-from 90 days to a full seven years
- Interest is compounded annually for terms greater than one year
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Relationship Certificates of Deposit
Where loyalty earns you even more.
- Available to Benefit Interest Checking Account holders
- Earn an elevated rate of 0.25 percent over our already competitive CD interest rates
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42 Month Adjust-A-Rate CD
If you like flexibility, this one's for you. Enjoy one upward rate adjustment if rates increase before your CD matures.









