Online Banking and Online Business Banking are currently unavailable. We apologize for any inconvenience. Please check back later or contact your local Phone Banking number or Gate City Bank location for immediate assistance.

 

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Online Banking Service Availability Notice
 
We are currently experiencing an issue which may cause Online Banking to be unavailable. We are working to resolve the issue as quickly as possible. You may choose to use our automated Phone Banking system or attempt to log in at a later time. We apologize for any inconvenience.

 

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Personal

Accounts

We have five great personal checking accounts. Open any account with a minimum deposit of only $50, and you will receive:
  • Use any ATM for FREE - fees are automatically refunded without the hassle of saving receipts!
  • FREE Online Banking including FREE Online Statements and check images for up to seven years
  • FREE Gift when you open your account and each time you Tell-A-Friend and they open a checking account
  • FREE Money for your checks and check cards from your old bank - up to $25
  • FREE return of check images
  • No per-check charge
  • Unlimited check writing

Click here to find the best checking account for you.

 

Totally FREE Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge

Apply Now

Benefit Interest Checking

This account is definitely a better way of life if you have direct deposit or an external recurring automatic payment2, and if you have any two of the following at Gate City Bank:

  • Mortgage Loan
  • Personal Loan
  • ATM and Check Card
  • Money Market Savings Account
  • Savings Account
  • Certificates of Deposit

Apply Now

50+ FREE Interest Checking

FREE for customers 50 and over!

Apply Now

VIP FREE Interest Checking

  • No minimum balance
  • No monthly service charge
  • Competitive interest rate

VIP Interest Checking is an exceptional option if you have any of the following:

Apply Now

Premium Interest Checking

If you have extra cash, we have extra interest.

  • Premium interest earned with a daily $2,500 minimum balance
  • Interest bearing if the balance falls below $2,500
  • There is a minimal $8/month fee if your balance slips below $1,000.

Apply Now

1Your service provider's text messaging and web access charges may apply.

2For example: phone bill, utility bill, gym memberships, etc.

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