Online Banking and Online Business Banking are currently unavailable. We apologize for any inconvenience. Please check back later or contact your local Phone Banking number or Gate City Bank location for immediate assistance.

 

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Online Banking Service Availability Notice
 
We are currently experiencing an issue which may cause Online Banking to be unavailable. We are working to resolve the issue as quickly as possible. You may choose to use our automated Phone Banking system or attempt to log in at a later time. We apologize for any inconvenience.

 

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Personal

Checking

A Mainstay for Every Day

If you're like most folks, you use your checking more than any other account. At Gate City, we have accounts that provide a comfortable fit for any lifestyle. We want to help you find yours so you can start living better today!

We have five great personal checking accounts. Open any account with a minimum deposit of only $50, and you will receive:

  • Use any ATM for FREE - fees are automatically refunded without the hassle of saving receipts!
  • FREE Online Banking including FREE Online Statements and check images archived for up to seven years
  • FREE Gift when you open your account and each time you Tell-A-Friend and they open a checking account
  • FREE Money for your checks and check cards from your old bank - up to $25
  • FREE return of check images
  • No per-check charge
  • Unlimited check writing 

Click here to find the best checking account for you.

Let us make your better way of life even easier. To consolidate all your accounts to one easy location, visit a Gate City representative - we'll do the work for you.

We're here to help make your life easier, better and more profitable. To learn more about our personal checking plans, see the menu options on the right side of your screen. Or, you can visit the banking location nearest you, e-mail us at our secure guestbook, or speak to one of our Call Center Representatives.

 

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more inforamtion about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.